Which is the correct minimum limit for auto liability?

The correct minimum limit for auto liability insurance in Idaho is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage. These limits are designed to ensure that drivers have a basic level of financial protection in the event of an accident that causes injury or damage to others.

The first number, $25,000, represents the maximum amount the insurance will pay for injuries to one person in an accident. The second number, $50,000, indicates the total amount that will be paid for all injuries in a single accident. Lastly, the $15,000 limit covers any property damage that may be incurred during the accident. This structure helps in proving financial responsibility on the roads and provides a safety net for various situations that may arise from an automobile accident.

In understanding the significance of these limits, it's important for drivers to be aware that having insurance at or above the minimum requirements can help protect them from out-of-pocket expenses that could ensue from lawsuits or liability claims after an accident.