Which endorsement is the best choice to cover a store's holiday inventory?

The peak season endorsement is specifically designed to address situations where a business experiences increased inventory during certain times of the year, such as holidays. This endorsement allows for an increase in coverage limits to account for the additional value of inventory that is typically held during peak shopping seasons. Since holiday periods often see a surge in inventory due to increased consumer demand, the peak season endorsement adequately protects against the risks associated with this heightened exposure.

In contrast, fluctuating inventory focus on variable levels of inventory over time, not necessarily tied to specific peak periods. Brands and labels primarily cover losses related to the brand identity of the products rather than the value of the inventory itself. Excess inventory endorsements tend to address situations where a business holds more stock than normal without necessarily focusing on the timeframe or reasons for the increase. Thus, the peak season endorsement is the most suitable choice for protecting holiday inventory accurately.