Insured locations under a Homeowners Policy might include all of the following, except:

Under a Homeowners Policy, the insured locations typically include an individual's primary residence and certain locations that are associated with the property owner. This generally encompasses properties that are resided in or used by the insured for personal reasons.

Vacant farm land does not fall under the category of an insured location. Homeowners Policies are designed to cover locations that the insured occupies or holds some ownership interest in that are used for residential purposes. Since vacant farm land does not involve residential use or occupancy, it does not qualify as an insured location under the policy.

In contrast, the other options represent locations that may have a personal significance to the insured or are associated with their responsibilities. The banquet hall rented for a family event could be covered during that event as it becomes a place of personal gathering. The hotel room for vacation, similarly, is used as a temporary residence, thereby fitting the definition of an insured location during the policy term. Lastly, individual and family cemetery plots are also typically covered as they represent a part of the insured's personal property expenses, despite not being a residence.

Overall, it is the intended use and occupancy that defines insured locations under a Homeowners Policy, hence why vacant farm land would not be included.