How many days prior must an insurer provide written notice to nonrenew a private property policy?

In Idaho, an insurer is required to provide written notice to the insured at least 30 days prior to nonrenewing a private property policy. This standard helps to ensure that policyholders are given sufficient time to search for alternative coverage or address any potential gaps in insurance protection. The 30-day notice period strikes a balance between the insurer's need to manage risk and the insured's rights to secure new coverage without facing undue pressure or sudden loss of protection. This timeframe is consistent with guidelines set forth in property insurance regulations, aimed at promoting transparency and fairness in the insurance market.